Mortgage Basics: What Is a Mortgage?
A mortgage is a loan that is used to purchase a property. The collateral for the loan is the property itself. This means that if you default on the loan, the bank can seize the property. Mortgages are actually quite simple. In this guide, we'll cover the basics of what a mortgage is, how it works, a
From Loans to Keys: Balancing Student Debt and Homeownership
The journey from student loans to homeownership may seem like a daunting task, but with careful planning and informed decisions, it's a path that many can successfully navigate. Balancing student debt while pursuing the dream of owning a home requires strategic financial management and a realistic
Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages
If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. And after years of being virtually nonexistent, more people are once again using ARMs when buying a home. Let’s break down why that’s happening and why this isn’t cause fo
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